Get The Cheapest Car Insurance Rate Quickly and Easily

Finding the cheapest car insurance rate is simply a matter of comparison shopping. But how can you get the cheapest rate without spending hours on end talking to insurance agents? Here s how ...
Make a List
The first thing you need to do when it comes to getting the cheapest car insurance rate is to make a list of all the discounts you can get. Here are some of the biggest money savers:
1.Deductibles - Raising your insurance deductible from $200 to $500 can save you 30% on your insurance premium. Raising it to $1,000 could cut your premium in half.
2. Cars - The type of automobile you drive determines the insurance rate you pay. The difference in insuring an expensive sports car and an inexpensive family sedan can be as much as $1,000 a year.
3. Safety features and ant-theft devices - Most insurance companies will give you discounts for air bags, antilock brakes, and automatic seat belts. They will also give discounts if you have a burglar alarm or other anti-theft devices installed in your car.
Eliminate unnecessary coverage
Drop your medical coverage if you already have a medical insurance policy that covers you, and get rid of your towing coverage if you re an AAA member.
Eliminate your collision coverage, comprehensive coverage, or both if you drive an older model car and the cost of your annual premium is the same as the value of your car.
Go Shopping
Shopping online is a quick and convenient way to shop for most anything, and it s especially true when it comes to auto insurance. Rates for the same auto insurance coverage from different companies can vary as much as $1,000.
After you make your list of auto insurance discounts, fire up your computer and head to an online car insurance comparison site. Here you can get a number of quotes from top-rated insurance companies so you can compare quotes and choose the cheapest car insurance rate.
Visit http://www.LowerRateQuotes.com or click on the following link for free car insurance quotes from A-rated companies to get the cheapest car insurance rates. You can get more insurance tips by checking out their "Articles" section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get the cheapest car insurance rates.



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Lasik Is it Right For You? Don t Make a Mistake

Is Lasik For You? Don t Put Yourself at Risk.
Vision impairments are common typically life long trials most of us endure. Millions of Americans have glasses and use contacts to deal with there vision problems. What a blessing glasses are. I think we typically take that little miracle tool for granite. Fuzzy blurry vision has become a problem of the past thanks to advances in vision technology. After glass came the revolutionary idea of contacts. It was then possible to enjoy better vision without bulky ugly glass. However, removing the flimsy lenses way a daily trial and eye dryness was never greater. Now we have reached the ultimate vision improving technology laser lasik surgery. But is this miracle procedure right for you? Don t put yourself at risk.
A very short version of what this surgery entails is a very important prescreening and then a quick laser cutting surgery that will reshape the eye thus improving the way light enters they eye. The procedure is quick and recovery time is incredibly short. This quick little surgery can leave you free from the hassle of glasses and contacts for the rest of your life. Thousands are getting Lasik procedures do every year.
What do you need to know about lasik eye surgery before you go under the laser? This is probably the most important question you can ask your doctor. The new found problem in this field is saturation. There are more and more doctors specializing and relying on lasik for their business. The problem with this is more potential clients are under going procedures for which they might not be good candidates.
Lasik is safe and produces great results when the right candidates are chosen. That is why the prescreening process is so important. Some people s eyes are shaped differently or have larger pupils. Another very common hindrance to being a good lasik candidate is tear duct functionality. If your eyes are too dry the procedure won t be ideal for you. Make sure you ask your doctor about your tear level. Serious complications occur when the wrong person gets lasik.
Some of the problems include double vision, halos, blind spots, and severe eye dryness. The eye is an amazing thing. It has the ability to heal quickly but it is also holds the fragile key to your sight. There are some things you shouldn t gamble with and your eye sight is very high on that list. The most important part of your lasik procedure is the prescreening. Don t allow yourself to be put at risk by an eye doctor that is just looking to make some extra money.
Lasik complications are not as common as you might think. I don t want to make it seem like it is a dangerous or risky operation. The truth is that 95% of lasik patients report 20/20 vision or greater. That is 95% of good lasik candidates. Candidates that have been prescreened thoroughly and have passed. I like the list of Questions to Ask Your Doctor at lasikmedicalscience.com. Make sure you do your homework before you jump under the laser.
Mark Keller is a web content writer for LasikMedicalScience.com Find out if lasik is safe for you at Good Lasik Candidate



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Where to Buy Cheap Georgia Auto Insurance Online

Car thefts and accident rates in Georgia have increased dramatically in the last few years. Consequently, auto insurance rates are at an all-time high. But you can still buy cheap Georgia auto insurance online. Here s where to get it.
Minimum Georgia Auto Insurance Requirements
The following insurance coverages are required for you to drive your car in the state of Georgia:
* Bodily injury liability coverage ($25,000 for one person, and $50,000 for all persons) to pay for judgments and legal fees when you re found liable for injuring or killing other people in an auto accident.
* Property damage liability coverage ($25,000) to repair or replace another person s car or personal property when your found liable for causing an accident.
That s all the insurance you need to get on the road. But it doesn t protect you or your car, so you may want to add the following coverages to your auto insurance policy:
Optional Insurance Coverages
* Collision coverage, which pays to repair or replace your car after it s been damaged in an accident.
* Comprehensive coverage, which pays to repair or replace your car after it s been damaged by vandalism, fire, flooding, or acts of nature.
* Medical payment coverage, which pays your and your passengers medical expenses when you re involved in an accident.
* Uninsured motorist coverage, which pays your or your passengers medical expenses, plus damage to your car or property, caused by an uninsured, underinsured, or hit-and-run driver.
Where to Get Cheap Auto Insurance With a Reliable Company
Because auto insurance rates can vary dramatically from one company to another, the way to save the most money on your auto insurance is to compare rates from different insurance companies. The easiest and fastest way to do that is to go to an insurance comparison site (see link below).
Visit http://www.LowerRateQuotes.com or click on the following link to get cheap Georgia auto insurance rate quotes online from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on where to buy cheap Georgia auto insurance online.



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Online Auto Insurance Quotes - The Guide to Getting The Best Deal

With most every car insurance company providing online auto insurance quotes these days it s difficult to know where to start to make a comparison. Now almost everyone is in on the act it is more difficult for consumers to use the convenience of online facilities as another key differentiating point. Rather, an online service is another avenue that needs to be assessed to ensure you get the most accurate quotation and therefore the most suitable cover. Now Speed Has Entered The Equation The trouble is, now everyone is providing online car insurance, companies are trying to stand out by other means. Now it is not enough to offer online facilities, it must be the fastest online insurance. We all seem to be so busy that the thought of shaving a few minutes off is actually a key point for many consumers. But it is critical to realise, fastest may not necessarily be best . If your car, and family, is involved in an accident or your car is stolen what benefit will those few saved minutes be if one of your most valuable possessions is under or incorrectly insured and you lose thousands? Points to Consider When Choosing Online Insurance If you find the provision of online cover the key differentiating point when purchasing insurance cover, then you need to ask yourself a few questions: Probably before you click one more button you should know the reliability of your insurer. What is their financial standing? For example, 1 Cover has a AA rating with international agency Standard and Poors. This rating indicates a company s ability to pay out on claims. How in depth is the online questionnaire? You might think the fewer the questions the better, but not so. There are any number of factors that can influence the final premium and accurate information needs to be obtained. These variations can result in hundreds of dollars difference on your premium and lack of relevant information could result in your being under-insured. What is their staff like to deal with? Do you receive respectful, efficient service when you need to make a claim? One of the best ways to check this is to pick up the phone and have a chat. When looking for online auto insurance quotes, the guide to achieving the best deals rests in reliability, service and accurate information.



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